National Credit and Check Processing is striving to help merchants save money every month on their credit card processing rates. With our low 1.69% Visa or MasterCard credit processing and our outstanding 0% debit processing rate we are saving businesses hundreds and even thousands of dollars every year. We also offer Electronic Check Transfer which allows merchants to electronically deposit all their checks and will then never have to go to the bank again.

Retail Merchant Account Fees

Visa/MasterCard Debit Card Rate:	0.00%
Visa/MasterCard Credit Card Rate:	1.69%
Authorization Fee:	$.20
Monthly Statement Fee:	$9.95
Account Set up Fee:	Free
Supplies:	Free
Service calls:	Free

Common Merchant Account Definitions

Qualified Transactions A qualified transaction is classified as one where a credit card or debit card is present and is swiped through the credit card terminal/machine.

Mid-Qualified Transactions A mid-qualified transaction is when you manually key in a credit card number. This is usually a situation where the credit card or debit card is not present and is not able to be swiped.

Non-Qualified Transaction Any credit or debit card that is a business card is considered a non qualified transaction.

Benefits of Accepting Credit Cards When running a business you need to consider that 95% of people have credit cards and about 90% of people will be using them on their purchases. It is a necessity for all businesses to accept credit cards. When people use their credit cards it becomes a more secure way of making payments on purchases. When considering accepting credit cards there are many things you want to look at. One thing is the rates that you will be charge for accepting credit cards. We offer a low 1.69% on all Visa/MasterCard credit purchases and 0% on all Pin Pad debit transactions. We are striving to maintain being one of the lowest processing companies in the county.

Virtual Service 24/7

Our web site is state of the art and is built to handle the needs of our credit card processing and check processing customers. You can complete a service request 24/7/365. Log in to your account to complete a support ticket, or place an order for your terminal and point of sale (POS) supplies.

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