Authorize.net Payment Gateway and Virtual Terminal

NCC Processing is proud to offer payment procession solutions from Authorize.net. We have worked with authorize.net since the year 2000 and have a detailed understanding of integration with an existing website, a new shopping cart, or an online store.

 

 

How the Authorizet.net payment gateway works

1. The merchant submits a credit card transaction to the Authorize.Net Payment Gateway on behalf of a customer via a secure connection from a Web site, at a retail location, from a MOTO center or from a wireless device.
2. Authorize.Net receives the secure transaction information and passes it via a secure connection to the Merchant Bank's Processor.
3. The Merchant Bank's Processor submits the transaction to the Credit Card Interchange (a network of financial entities that communicate to manage the processing, clearing, and settlement of credit card transactions).
4. The Credit Card Interchange routes the transaction to the customer's Credit Card Issuer.
5. The Credit Card Issuer approves or declines the transaction based on the customer's available funds and passes the transaction results, and if approved, the appropriate funds, back through the Credit Card Interchange.
6. The Credit Card Interchange relays the transaction results to the Merchant Bank's Processor.
7. The Merchant Bank's Processor relays the transaction results to Authorize.Net.
8. Authorize.Net understands the evolving needs of Web merchants. They cater the product to meet the needs of the changing online payment processing marketplace.

With an Authorize.net account provided through NCC Processing, you can...

• Accept a Variety of Payments: All major credit cards, eCheck.Net (electronic checks from bank accounts), gift cards, signature debits, and Internet auctions.
• Manage Your Transactions: Use the Merchant Interface to monitor and control payments through your Web site.
• Prevent Fraud: Identify suspicious transactions with built-in fraud tools.
• Manage Your Risk: Sensitive data is stored in the Authorize.Net PCI-compliant data center, never on your computer. This will help your business, or web store, to reduce the risk of stolen data and avoid exposure to liability and legal action as a result.
• Receive Payments Quickly: Your funds are automatically deposited into your merchant bank account within 24-48 hours.

Free Help – NCC Processing provides merchants with assistance in using the Authorize.net virtual terminal and in integration of the Authorize.net payment gateway with your web store.

Supporting documents

• Authorize.net activation guide (pdf)

Have Questions regarding a new Merchant Account or online payment system? Contact Us Today at 888-215-9822

Contact NCC Processing

Have questions about our merchant accounts or the merchant account application? Please call our toll-free number at 888-215-9822 to speak with a Merchant Account Specialist.