PayPal vs a Merchant Account (credit card processing account)

PayPal can be a fast way for a merchant to get started online. However, this will give people that your company is a small player and might not have the scale to handle their needs propertly.

Merchant accounts, also described as credit card processing, is the best solution if you are looking for the lowest possible transaction rates and also want complete control over your presence.

Rates with a Merchant Account through NCC Processing

Processing Rates with PayPal Using the PayPal virtual Terminal

Monthly Sales, Rate per transaction, Monthly Fee

• $0.00 - $3,000.00 3.1% + $0.30 $30.00
• $3,000.01 - $10,000.00 2.7% + $0.30 $20.00
• $10,000.01 - $100,000.00 2.4% + $0.30 $20.00

Rates with an NCC Processing Merchant Account

Monthly Sales, Per Transaction, Per Month

• $0 - Any Volume: 1.69% + $0.20 $10.00

Cost Comparison (PayPal vs NCC Processing):

Your Monthly Volume $20,000

PayPal Rates and Fees
Monthly Fee: $10.00

Credit card processing costs with an NCC Processing Merchant Account

Your Monthly credit card transaction volume $20,000

PayPal Virtal Terminal Pricing

• Get a Merchant Account - FREE Terminal and Great Rates
• Customer Support
• Merchant Account vs. PayPal Comparisions

Have questions about our merchant accounts or the merchant account application?
Please call our toll-free number at 888-215-9822 to speak with a Merchant Account Specialist.